Prushka Fast Debt Recovery. Don’t pay them until you have read this

If were contacted by Prushka Fast Debt Recovery, then your day has not gone well. Prushka Fast Debt Recovery chase for debts that you have not paid and unfortunately you may have been victim to some of the sleaziest collection tactics used by Australian debt collectors today.

Starting with a barrage of text messages requesting you call a number. Moving swiftly onto an onslaught of phone calls to your house and mobile, sometimes more than 15 a day. You come home from work and find letters waiting for you telling you to ‘Pay Now’ or you may face legal action, threats to garnish your salary, take your car or maybe even lose your house!

Debt Collection companies are very effective at portraying themselves as scary, relentless and all powerful beings, with the power to call your work/neighbours, garnish your wages, take your house and make you bankrupt. However, like anything in life, when you understand how every aspect of these companies operate and the exact procedures they need to follow, it is in fact yourself who becomes all powerful dealing with them. Buried beneath the telesales pitches given to you by some muppet with a made up job title, paid commission only, is a company that is so heavily regulated, arguably more than any other industry, that when you learn what laws govern them, you can  turn the tables on them and use those same laws against them.

 

 

Delete and Dispute any Defaults on your Credit File with this Free trick!

One unfortunate factor with being in debt, is that Prushka Fast Debt Recovery will put a default on your credit file, which will stop you being able to get credit. So one tactic I would suggest, is to access for free you credit file and have a look for any defaults and if there is, then click dispute next to all of them. I have found many times, companies put defaults on your file much earlier than they should, so you can sometimes clear your file/improve your credit score straightaway. The free one I used was this one

 

Prushka Fast Debt Recovery.Don’t pay them until you’ve read this first

 

  • DCA’s are a business, 99% are not here to help you or listen to your problems. Dog died, car on fire, lost your wallet? They don’t care….Imagine a room with 100 people sitting at individual desks, with headsets on. These sales people are paid a bonus in accordance to how much they can get you to pay off the debt.

 

  • The staff at these call centres have morning meetings before they begin. Here, they are given tactics on how to get you to pay e.g. ‘ …tell them we have their neighbours’/bosses number and we will ask them for the money’….or…’if you don’t pay today, we will make arrangements to have your parents’ car taken away and sold off to pay off the debt’. The bosses at these companies tell the staff how much money they expect each of them to collect by the end of the day. When these people call you, talking/negotiating with them is as effective as double sided playing card

 

  • Where do Prushka Fast Debt Recovery. get the debts?…..they buy them, and in bulk . They have sales guys that target banks, institutions, mobile phone operators and buy a large collection of these debts for a % of the debt. What does this mean?….Let’s say your debt from Bank ‘A’ is an old credit card and was for $1678…….usually the DCA buys it for 10-20% of original value. However they will demand full amount, plus, their own charges on top. So they pay around $300 and try and get over $2000 off you, and over a fixed agreed time, you can begin to see why they make so much money and don’t care about personal circumstances.

Now Prushka Fast Debt Recovery. have a database of all these debts in front of them with telephone numbers and addresses given from the original debtor…now what? They want cash from you, as quick as possible , with the least amount of effort on their part. So now they adopt various methods of achieving that…….

 

  • A standard letter is sent to you, asking for the amount, plus charges back. Often breaching Aussie guidelines and making official looking documents intended or likely to, mislead debtors as to their status, for example, documents made to resemble court claims.

 

  • Phone calls – A favourite tactic – calling you about 5-10 times a day, on every number they have to contact you, mobile, home and work. Sometimes sending texts and asking you to call them back on premium rate numbers (which is illegal) Imagine the above happening to you everyday for the next month. This is physical/psychological harassment, it is illegal and once again something else that you can stop.

 

    • Prushka Fast Debt Recovery will begin the nasty and often illegal tactics if they still have no success collecting the full amount, these include – which are all illegal -contacting you at unreasonable times, ignoring legitimate wishes in respect of when and where to contact you, claiming instructions from the courts, claiming to be bailiffs. Falsely implying or stating that action can or will be taken when it legally cannot us a business name which implies public body status, or falsely implying or stating that failure to pay a debt is a criminal offence or that criminal proceedings will be brought if debtors to pay in full, in unreasonably large instalments, or to increase payments when they are unable to do so. All of which are illegal

Check and dispute your Credit file Today

One unfortunate factor with being in debt, is that Prushka Fast Debt Recovery. will put a default on your credit file, which will stop you being able to get credit. Many people run out of money before payday and often need a little bit of credit/loan to get them to the next payday and sort themselves out. So one tactic I would suggest, is to access for free you credit file and have a look quickly to see if there are any defaults on your name and if there is, then click dispute next to all of them. I have found many times companies put defaults on your file much earlier than they should, so you can sometimes clear your file/improve your credit score straightaway. The free one I used was this one

 

Prushka Fast Debt Recovery. Don’t pay them until you’ve read this first

 

What a debt collector can’t do:

  • call you more than three times a week
  • call you outside the hours of 7.30am–9.00pm on weekdays or 9.00am–9.00pm on weekends
  • visit you in person if you’ve already made an agreement over the phone or by email
  • contact you on social media or by email if someone else may be able to see the communication
  • threaten, intimidate or harass you in any way
  • make false claims about what will happen if you don’t pay the debt
  • impersonate a legal or government authority.

 

So do not panic and let this company takeover your life, nothing gives me greater joy than helping people who are receiving harrasment and threats from them. On the right hand side there is a “Contact us for Help” form, simply put your name in and tell me what your situation is and I will help you stop them too!

 

 

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